Personal Insurance:

A good partner sees things from your perspective:

We would welcome the opportunity to discuss your business and personal insurance needs, and help you explore ways to improve your financial protection or reduce insurance costs, or both. No obligation, of course.

Sears & Associates, Inc.'s rapid growth has been built on a combination of an innovative approach to the changing insurance market and high standards of service to our clients.

We are not an employee of any company, but an independent business, a member of the community, equipped to recommend the policy best-suited to your needs. You can turn to us with confidence, knowing your interests come first.

We custom design your insurance program:

Based on our risk management analysis and survey, we develop specifications for your financial protection package. Just as no two businesses or people are exactly alike, no two business or personal insurance programs are quite the same. Your plan will be tailored to your needs and desires, with provisions for updating as your company or family grows and changes.

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We are licensed in the following states: Washington, Oregon, and Montana


If you own or rent your house, condominium, apartment, or mobile home, Sears & Associates, Inc. has just the coverage you need, with options, including:

  • Guaranteed replacement cost on your home.

  • Replacement cost on your personal belongings.

  • Coverage for jewelry, antiques, snowmobiles, boats, and other special possessions scheduled into your policy.


Sears & Associates, Inc. provides competitively-priced coverage for:

  • One or any number of vehicles for personal or business use.

  • Wide range of liability and deductible options.

  • Coverage is also available for motor homes, campers, trailers, and motorcycles.


Our life department offers a broad range of services for both personal and business planning. We are here to help you with your personal needs, including:

  • Term insurance

  • Whole life

  • Universal life

  • Variable life

Sears & Associates, Inc.